Here’s a proposal. I’d like to give you a 20 dollar bill, and in return you will agree to give me back a 100 dollar bill. Seem fair? Well, if you have a credit card you’ve been doing this all along, and I’m going to show you how to stop. Credit cards can be a powerful money management tool. It can allow you to leverage your finances to accomplish things that you otherwise wouldn’t be able to do without waiting for the funds in your savings account. On the flip side, credit cards can also become a major evil that...
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